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        <title>Armstrong Real Estate's Blog</title>
        <link>https://www.vickytarverrealestate.com/blog.php</link>
        <description>Vicky Tarver RE Perfect Home Finder</description>
        <pubDate>Mon, 21 Sep 26 22:33:59 +0000</pubDate>
                    <item>
                                <title>Your Savings and Down Payment</title>
                <pubDate>Fri, 12 Dec 2025 01:34:00 +0000</pubDate>
                <link>https://www.vickytarverrealestate.com/blog/49/Your+Savings+and+Down+Payment</link>
                <description>Your First Step Toward Buying a HomeWhen preparing to buy a home, the first thing many homebuyers do</description>
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                    <item>
                                <title>Why You Should Not Make Any Major Credit Purchases</title>
                <pubDate>Fri, 12 Dec 2025 01:33:00 +0000</pubDate>
                <link>https://www.vickytarverrealestate.com/blog/48/Why+You+Should+Not+Make+Any+Major+Credit+Purchases</link>
                <description>Don&#38;amp;rsquo;t go on a spending spree using credit if you are thinking about buying a home, or in the p</description>
            </item>
                    <item>
                                <title>Which ARM is the Best Alternative?</title>
                <pubDate>Fri, 12 Dec 2025 01:32:00 +0000</pubDate>
                <link>https://www.vickytarverrealestate.com/blog/47/Which+ARM+is+the+Best+Alternative%3F</link>
                <description>How would you like a mortgage loan where you did not have to make the whole payment if you did not w</description>
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                    <item>
                                <title>Where Does the Money Come From for Mortgage Loans?</title>
                <pubDate>Fri, 12 Dec 2025 01:30:00 +0000</pubDate>
                <link>https://www.vickytarverrealestate.com/blog/46/Where+Does+the+Money+Come+From+for+Mortgage+Loans%3F</link>
                <description>In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or </description>
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